Indubitably, when designing an eCommerce site, one of the most crucial things you should do is select a suitable payment gateway for your site. Payment Gateway in Kenya provides a facility associated with your site that enables you to use credit cards for payment.
These days, a credit card is a mandatory option on renowned eCommerce sites. So you must consider the option of payment via credit card on your site. Few eCommerce sites provide a downloadable form to print, and this defines that after the confirmation of the order, the customer will be contacted.
However, it has been seen that this might save money for a short time period, but it has lessened the number of customers who will place orders on your site.
There are three common types of payment gateway when it comes to choosing the best payment gateway for your eCommerce site.
Manual Payment Gateway
This payment gateway safely takes the credit card details of customers and stores them to access later for you and process manually using an Electronic funds transfer at point of sale machine. If you perform many transactions a day, you have to process each payment manually, and it becomes hectic, but it is an affordable payment gateway.
You need a merchant account and access from the bank to accept the transaction without the signature while using this payment gateway.
Paypal
Many people go for this payment gateway when starting an eCommerce site because it easily gets integrated with your site. The transaction process is straightforward when the customers make a payment and enter the details; it immediately transfers the funds.
The drawback of using these online payments Kenya on your eCommerce site is that either you need to have a Paypal account or Paypal sign up process before ordering something from the site.
Real-time Payment Gateway
Nowadays, it is the most efficient and professional payment gateway available. You will receive the payment in a few days after purchasing something from the site. It is a perfect choice for the site with high sales traffic or sites that do not have a manual payment gateway.
It is essential to ensure that you choose a Payment Gateway in Kenya that suits your site requirements. Although, remember that you will require to arrange a merchant facility with your bank if you’re not using Paypal. It is always advised to begin this process before your site is ready to launch because it might take a few weeks to process this. Moreover, visit different banks to get good deals on fees.